Skip to content
twitterfacebooklinkedinenvelope
  • T: 727.567.1000
  • F: 866.597.3988
Feel free to reach out.
  • Home
  • Our Clients
    • Our Clients
    • Families & Individuals
    • Business Owners
    • Corporate Executives
    • Corporate Retirement Plans
    • Cross Border Clients
    • Socially Responsible Investors
    • Endowments & Foundations
    • Corporations
    • Retirees
    • Women Investors
    • Young Investors
    • Non-Profits
    • What Clients Say
  • How We Help
    • How We Help
    • Our Process
    • Specialty Services
    • Strategic Principles
    • Services
    • Alternative Investments
    • Education Planning
    • Estate Planning & Strategic Charitable Giving
    • Financial Planning
    • Investment Banking
    • Fixed Income Services
    • Investment Strategies
    • Longevity Planning
    • Portfolio Management
    • Retirement Planning
    • Risk Management
    • Sustainable Investing
  • Your Team
    • Your Team
    • Jackie Ramler
    • Joanne Parkinson
    • Andrea Tarini
    • Laura Hemsworth
    • Ella Hedley
    • Juchita Roman
    • Our Partners
    • Professional Recognitions
    • About Raymond James
    • Community Involvement
  • Knowledge Centre
    • Knowledge Centre
    • Videos
  • Contact Us
  • Client Access
  • Barrie Office
    186 Bayfield St Barrie, ON L4M 3B5 T: 705.721.5919 F: 705.721.5707
    Map and Directions Map and Directions
  • Midland Office
    699 Aberdeen Blvd. Suite 65C Midland, ON L4R 5P2 T: 705.245.5919 T: 705.721.5707
    Map and Directions Map and Directions

Integrating fixed income solutions into your portfolio

Integrating fixed income solutions into your portfolio

Your portfolio should work for you in propelling both your short- and long-term goals, and preserving the wealth you’ve worked diligently to grow. Fixed income investments are an essential component of a well-diversified financial plan and can support your aspirations with a reliable stream of income.

With a deep understanding of bonds and fixed income investments, we can help you integrate these core investments into your custom financial plan using a process that is defined, focused and disciplined – the characteristics needed to help preserve your hard-earned wealth, while striving to provide predictable cash flow now and in the future.

  • Generate Reliable Income

    Long-term investors can reap the benefits of holding fixed income investments to maturity, a strategy that helps to provide reliable, steady interest payments to fortify your income stream while also preserving principal. We have access to a broad array of investments providing yield and predictable cash flow to support your desired lifestyle. Our team is well-versed in matching your specific goals and risk tolerance with investments that best align with your needs.

  • Preserving Your Wealth

    Our experienced team is knowledgeable about both the risks and rewards inherent in fixed income products. We seek out high-quality investments, and manage them in a way designed to safeguard your hard-earned wealth from erosion due to inflation or taxation. Investors who take the long view and hold high-quality bonds to maturity can generally expect a full return of their principal, as well as the stated yield. 

  • Enhancing Your Total Return Through Diversification

    Fixed income is a valuable tool for establishing a solid foundation for your portfolio by providing diversification to help smooth out pockets of volatility as various asset classes rotate in and out of favour. We select individual fixed income investments that are not only of a high quality on their own, but also work seamlessly with the rest of your portfolio to deliver a reasonable total return at a risk level you’re comfortable with.

  • Narrowing An Expansive Investment Universe

    Your life and financial circumstances are unique, and so are your needs for your wealth management plan and portfolio. Your bond allocation depends on many factors – including your time horizon, risk tolerance, need for income and future goals – so we narrow the investment universe to choices that offer you a combination of income and stability. We leverage the extensive resources and specialists at Raymond James and utilize rigorous analysis and due diligence to structure a portfolio that specifically suits your objectives.

    We’ve learned over the years, and through various market environments, that careful evaluation and selection of investments demands close attention. Rather than relying solely on third-party ratings to dictate your choices, we independently scrutinize each investment ourselves so we can present you with a truly personalized strategy and plan. The due diligence and analysis are well worth the effort, so that you understand what you own and why.

    We offer a broad range of true fixed income investments at competitive pricing.

    • Government bonds
    • Agency bonds
    • Bankers Acceptances
    • Corporate bonds
    • Mortgage-backed securities
    • Municipal bonds
    • Preferred securities
    • Guaranteed investment certificates (GICs)
    • Strip coupons
  • Delivering Service Excellence With Trusted Strategies

    We work closely with you to gain a thorough understanding of your priorities for risk, capital growth and preservation before carefully selecting investments to suit your needs. We offer strategic support in crafting and implementing investment plans, and tap into the analytical resources of Raymond James and its specialists.

    Even once your portfolio has been designed and integrated, our job is not done. We regularly monitor your allocations to ensure they are appropriate in the market environment and for your unique situation. Our first-class support is always delivered with your singular goals in mind, and that remains true as we highlight and implement the right fixed income strategy for you. 

    Asset allocation and diversification do not guarantee a profit nor protect against loss.

Asset allocation and diversification do not guarantee a profit nor protect against loss. While interest on municipal bonds is generally exempt from federal income tax, it may be subject to the federal alternative minimum tax, state or local taxes. If bonds are sold prior to maturity you will receive the then current market value, which may result in a profit or loss. Profits and losses on federally tax‐exempt bonds may be subject to capital gains tax treatment.

Bond prices and yields are subject to change based upon market conditions and availability. If bonds are sold prior to maturity, you may receive more or less than your initial investment. Holding bonds to term allows redemption at par value, barring default or an early call at the issuer’s option. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices rise.

related resources

Managing cash, the essential fuel of your business

Managing cash, the essential fuel of your business

Learn more about how to strike the right balance with your business’s cash management.

Business Ownership
Mentoring: The 15-Minute Game Changer

Mentoring: The 15-Minute Game Changer

Despite the small investment of time, mentoring reaps big rewards for both parties involved.

Business Ownership
6 Ideas for Building a Lasting Career Legacy

6 Ideas for Building a Lasting Career Legacy

Making your mark through your work doesn't have to take a lifetime.

Business Ownership
Don't let a natural disaster derail your business

Don't let a natural disaster derail your business

A volcano in Hawaii, wildfires in the West, floods in the Midwest, hurricanes on the Gulf Coast, snowstorms in the Northeast – what’s a business to do?

Business Ownership
Sophisticated wealth management
Always here for you
  • Barrie Office 186 Bayfield St Barrie, ON L4M 3B5
  • T 705.721.5919
  • F 705.721.5707
  • Map & Directions
  • Map & Directions
  • Midland Office 699 Aberdeen Blvd. Suite 65C Midland, ON L4R 5P2
  • T 705.245.5919
  • T 705.721.5707
  • Map & Directions
  • Map & Directions
twitterfacebooklinkedinenvelope

Website legal disclaimers
Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond James Financial, Inc.
Securities-related products and services are offered through Raymond James Ltd., member Canadian Investor Protection Fund.
Insurance products and services are offered through Raymond James Financial Planning Ltd, which is not a member Canadian Investor Protection Fund.
Raymond James Trust Services are offered by Raymond James Trust (Canada) in the provinces of British Columbia, Alberta, Saskatchewan, and Ontario, and by Raymond James Trust (Québec) Ltd. in the province of Québec. Both entities are wholly owned subsidiaries of Raymond James Ltd. Trust Services are not covered by the Canadian Investor Protection Fund. Use of the Raymond James Ltd. website is governed by the Web Use Agreement.

Raymond James (USA) Ltd. All rights reserved.
Raymond James (USA) Ltd. advisors may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Investors outside the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this website.
Raymond James (USA) Ltd. is a member of FINRA/SIPC.

This website may provide links to other internet sites for convenience of users.  Raymond James (USA) Ltd. is not responsible for the availability of content of these websites, nor does the firm endorse, warrant or guarantee the products, services, or information described or offered by these other internet sites.  Users cannot assume that these websites will abide by the same Privacy Policy that Raymond James (USA) Ltd. adheres to. 

Please click on the link below to stay connected via email.

I Consent

*You can withdraw your consent at any time by unsubscribing to our emails.

© 2021 Raymond James Ltd. All rights reserved. Member IIROC / CIPF | Privacy Policy | Web Use Agreement

IIROC Logo
Advisor Report